<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
          http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Exp Note: Expense Tracker landing -->
  <url>
    <loc>https://blacknwhitestudio.com/expnote/</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://blacknwhitestudio.com/expnote/#features</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://blacknwhitestudio.com/expnote/#how</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://blacknwhitestudio.com/expnote/#faq</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Google Play listing -->
  <url>
    <loc>https://play.google.com/store/apps/details?id=com.bnw.expnote&amp;pcampaignid=web_share</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Legal pages -->
  <url>
    <loc>https://blacknwhitestudio.com/expnote/privacy.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://blacknwhitestudio.com/expnote/terms.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

</urlset>
