Expense tracker & budget planner · offline-first

Track every dollar.
Own your money.

Exp Note is the fast, private way to see where your money goes. Log expenses in seconds, set budgets that actually stick, and manage accounts, bills, debts and savings goals — with clear analytics and your data on your device.

"Simple. Smart. Secure."

Data stays on device No account Biometric / PIN lock
Exp Note dashboard — current balance, income, expenses and spending breakdown
3
Types — income, expense & transfer
8+
Analytics charts & stats
50k+
Transactions without lag
0
Accounts · sign-ups · cloud
Why money slips away

Your paycheck disappears and you're not sure where.

Scattered notes, forgotten bills and budgets you never look at make it impossible to stay on top of your finances. Exp Note gives you one clear, private picture of your money.

Where did it go?

Without tracking, spending vanishes into a blur — you only notice when the balance runs low.

Budgets you ignore

A budget in a spreadsheet is useless if you never see it. Exp Note shows what's left before you overspend.

Late fees & renewals

Forgotten rent, bills and subscriptions cost real money in late fees and surprise charges.

Who owes who

Loans and IOUs are easy to lose track of without a running record and payment history.

Finance apps in the cloud

Most trackers want an account and upload your money data. Yours should stay on your phone.

Goals with no plan

Saving for something big is hard without a target, progress and a clear finish line.

Real app · real screens

See it in action.

A clean, modern Material 3 interface with a polished dark-first design and a light theme too — on phones and tablets.

Transactions list with income, expense and transfer types
Track every transaction
Budgets with live progress and overspending warnings
Budgets that stick
Analytics with charts, savings rate and category breakdown
See where your money goes
Everything you need to manage money

One app for spending, budgets and goals.

From a quick expense entry to full analytics across accounts, bills, debts and savings, Exp Note handles your whole financial life — fast and private.

Income, expense & transfers

Log any transaction in seconds with categories, accounts, merchants, tags and attachments.

Budgets that stick

Overall, category or account budgets with live progress and overspending warnings.

Multiple accounts

Track cash, mobile banking, bank, savings and credit cards with real, up-to-date balances.

Analytics & charts

Spending by category and over time, savings rate, top merchant and daily averages.

Bills & subscriptions

Add recurring bills and subscriptions with reminders so late fees and renewals never surprise you.

Debt & loan tracking

Track money you owe or are owed, log partial payments and watch the balance shrink.

Savings goals

Set a target, track progress and see days remaining until you reach the finish line.

Instant global search

Search your whole history by amount, category, merchant, tag or account in under a blink.

Private & backed up

Biometric or PIN lock, CSV & JSON export/backup, multi-currency and dark & light themes.

Get started in four steps

From install to insight in minutes.

No account, no setup screens. Install Exp Note and start logging — your data stays on your device.

01

Install & open

No sign-up or account — you're ready to go right away.

02

Add transactions

Log income and expenses in seconds with a tap.

03

Set budgets

Create budgets and goals that keep you on track.

04

See insights

Watch analytics reveal where your money goes.

Private by design

Your finances stay on your phone.

Exp Note is offline-first with no account or cloud sync. Your transactions, budgets and history live on your device, and you can lock the app behind biometrics or a PIN. A connection is only used to show ads, which Premium removes.

Data stays on device

Your money data is stored locally — no account, no cloud sync, no upload by the app.

Biometric & PIN lock

Add an extra layer of privacy so only you can open your finances.

You own your data

Export any time as CSV or a full JSON backup, and restore it whenever you like.

Read the full Privacy Policy and Terms of Service.

Good to know

Frequently asked questions

What is Exp Note?

Exp Note is a free, offline-first expense tracker and budget planner for Android. Log income, expenses and transfers, set budgets, track accounts, bills, debts and savings goals, and see clear analytics — with your financial data stored on your device.

Does Exp Note need an account or the internet?

No account or sign-up is required and your finance data is stored on your device and works without a connection. The app is offline-first; a network connection is only used to show ads, which you can remove with a one-time Premium purchase.

Can I set budgets and track multiple accounts?

Yes. Create overall, category or account budgets with live progress and overspending warnings, and track multiple accounts — cash, mobile banking, bank, savings and credit cards — with real balances.

Does it handle bills, subscriptions, debts and savings goals?

Yes. Add recurring bills and subscriptions with reminders, track money you owe or are owed with payment history, and set savings goals with progress tracking so nothing slips through the cracks.

Can I back up or export my data?

Yes. Export your data any time as CSV or a full JSON backup, and restore it later. You own your information, and you can lock the app behind biometrics or a PIN for extra privacy.

Is Exp Note free?

Yes. Exp Note is free and ad-supported. You can unlock Premium with a single one-time purchase to remove all ads — there is no subscription.

Start building better money habits.

Track spending, set budgets and reach your savings goals — free, private and offline-first.

Talk to the team

Built by Black & White Studio.

Exp Note: Expense Tracker is designed and built by Black & White Studio — a Dhaka-based product studio crafting premium, privacy-first mobile apps. Got feedback or a feature idea? We'd love to hear it.